klepZ HighWater

Flood history

What has
flooded before.

ZIP codes3,414100+ paid claims each
States & territories50every one with a qualifying ZIP
Paid claims2,304,1601978–2026
Total paid$83.3BNational Flood Insurance Program

Every US ZIP code with at least 100 paid flood-insurance claims on file, with what was paid, which year was worst, which named storms drove it, and which river gauges sit closest.

Current conditions are a different question, answered on the front page from live gauge readings. These pages are the record behind them: what the National Flood Insurance Program has actually paid out in a place since 1978.

The 100-claim floor is deliberate. Below it a ZIP's record is too short to describe honestly, and publishing 26,000 thin pages would say less than publishing 3,414 substantial ones.

By state

  • Louisiana 232 ZIP codes · 470,452 claims · $20.8B
  • Florida 524 ZIP codes · 429,355 claims · $19.0B
  • Texas 393 ZIP codes · 365,859 claims · $16.9B
  • New Jersey 209 ZIP codes · 189,894 claims · $6.2B
  • New York 212 ZIP codes · 149,681 claims · $5.3B
  • North Carolina 137 ZIP codes · 96,056 claims · $1.9B
  • Mississippi 71 ZIP codes · 56,290 claims · $3.0B
  • Pennsylvania 200 ZIP codes · 50,594 claims · $1.1B
  • South Carolina 54 ZIP codes · 44,462 claims · $941.0M
  • Missouri 98 ZIP codes · 39,132 claims · $753.1M
  • Virginia 86 ZIP codes · 38,932 claims · $611.7M
  • Alabama 52 ZIP codes · 37,262 claims · $1.1B
  • Illinois 122 ZIP codes · 35,966 claims · $411.0M
  • California 114 ZIP codes · 31,495 claims · $486.7M
  • Massachusetts 67 ZIP codes · 26,211 claims · $332.7M
  • Connecticut 55 ZIP codes · 24,464 claims · $497.1M
  • Kentucky 57 ZIP codes · 18,692 claims · $360.1M
  • Puerto Rico 52 ZIP codes · 18,123 claims · $117.5M
  • West Virginia 61 ZIP codes · 17,091 claims · $257.7M
  • Georgia 58 ZIP codes · 16,431 claims · $361.0M
  • Ohio 53 ZIP codes · 13,451 claims · $199.0M
  • Maryland 41 ZIP codes · 12,587 claims · $223.3M
  • North Dakota 25 ZIP codes · 11,188 claims · $234.0M
  • Indiana 45 ZIP codes · 10,641 claims · $191.6M
  • Tennessee 44 ZIP codes · 10,615 claims · $315.5M
  • Washington 34 ZIP codes · 9,511 claims · $251.1M
  • Iowa 36 ZIP codes · 9,449 claims · $235.6M
  • Oklahoma 30 ZIP codes · 7,585 claims · $150.2M
  • Michigan 27 ZIP codes · 7,260 claims · $67.2M
  • Minnesota 19 ZIP codes · 6,920 claims · $90.2M
  • Rhode Island 20 ZIP codes · 5,731 claims · $115.9M
  • Arkansas 28 ZIP codes · 5,141 claims · $100.4M
  • Delaware 16 ZIP codes · 5,075 claims · $62.9M
  • Hawaii 20 ZIP codes · 5,029 claims · $151.1M
  • Wisconsin 14 ZIP codes · 3,804 claims · $44.5M
  • Kansas 20 ZIP codes · 3,519 claims · $52.7M
  • Nebraska 11 ZIP codes · 2,613 claims · $46.3M
  • Maine 12 ZIP codes · 2,606 claims · $42.6M
  • US Virgin Islands 3 ZIP codes · 2,485 claims · $59.0M
  • South Dakota 9 ZIP codes · 2,165 claims · $33.7M
  • Colorado 8 ZIP codes · 2,012 claims · $47.0M
  • New Hampshire 8 ZIP codes · 2,005 claims · $34.7M
  • Oregon 8 ZIP codes · 1,578 claims · $45.5M
  • Vermont 5 ZIP codes · 1,236 claims · $48.2M
  • Arizona 9 ZIP codes · 1,236 claims · $14.4M
  • Montana 5 ZIP codes · 723 claims · $5.3M
  • New Mexico 4 ZIP codes · 641 claims · $19.0M
  • Nevada 3 ZIP codes · 529 claims · $28.1M
  • Idaho 2 ZIP codes · 283 claims · $3.6M
  • Alaska 1 ZIP code · 100 claims · $4.9M

Ordered by number of paid claims. That tracks how many properties carried flood insurance as much as how often the water came up, so it is not a ranking of flood risk.

A to Z