Flood history / Indiana
Indiana
flood claim history.
Across the 45 Indiana ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $191.6M on 10,641 claims between 1978 and 2026. ZIP 46322 in Lake County carries the most at 819, 7.7% of the state total shown here.
The events driving the most paid claims across these ZIPs are Storm (1,029 claims), Hurricane Ike (753 claims) and Central U.S. April Flooding (182 claims).
15.1% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.
Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.
Every Indiana ZIP code on file
| ZIP | County | Paid claims | Total paid | Heaviest year |
|---|---|---|---|---|
| 46322 | Lake County | 819 | $9.6M | 2006 418 |
| 46240 | Marion County | 598 | $5.3M | 1990 109 |
| 46321 | Lake County | 591 | $25.0M | 2008 508 |
| 47130 | Clark County | 523 | $10.8M | 1997 143 |
| 46805 | Allen County | 513 | $2.5M | 1982 223 |
| 47802 | Vigo County | 479 | $13.6M | 2008 400 |
| 46901 | Howard County | 425 | $7.9M | 2013 103 |
| 47201 | Bartholomew County | 328 | $11.4M | 2008 207 |
| 47960 | White County | 313 | $8.9M | 2008 95 |
| 47712 | Vanderburgh County | 295 | $3.7M | 1997 55 |
| 46319 | Lake County | 289 | $2.7M | 2006 117 |
| 46323 | Lake County | 275 | $766K | 2006 113 |
| 47923 | Carroll County | 268 | $8.8M | 2008 81 |
| 46802 | Allen County | 267 | $1.8M | 1982 71 |
| 46220 | Marion County | 262 | $1.2M | 2003 60 |
| 46131 | Johnson County | 219 | $7.4M | 2008 135 |
| 47150 | Floyd County | 213 | $4.3M | 1997 34 |
| 46809 | Allen County | 205 | $2.0M | 1982 90 |
| 46516 | Elkhart County | 179 | $1.5M | 2018 59 |
| 47111 | Clark County | 178 | $4.2M | 1997 36 |
| 46807 | Allen County | 176 | $2.7M | 2003 77 |
| 46563 | Marshall County | 172 | $1.4M | 1985 38 |
| 46410 | Lake County | 165 | $1.1M | 2008 31 |
| 46311 | Lake County | 162 | $2.3M | 1982 39 |
| 46151 | Morgan County | 159 | $7.3M | 2008 74 |
| 47714 | Vanderburgh County | 158 | $1.1M | 1980 44 |
| 46217 | Marion County | 157 | $1.6M | 2008 34 |
| 47711 | Vanderburgh County | 154 | $1.0M | 1980 25 |
| 46996 | Pulaski County | 152 | $2.4M | 2009 45 |
| 46241 | Marion County | 150 | $1.2M | 2003 68 |
| 46808 | Allen County | 141 | $1.4M | 1982 71 |
| 46405 | Lake County | 137 | $4.8M | 2008 83 |
| 47460 | Owen County | 136 | $3.4M | 2008 55 |
| 46975 | Fulton County | 134 | $1.6M | 2008 25 |
| 47250 | Jefferson County | 131 | $2.8M | 1997 36 |
| 46176 | Shelby County | 121 | $1.6M | 2005 21 |
| 47448 | Brown County | 120 | $4.1M | 2008 34 |
| 46227 | Marion County | 117 | $1.5M | 2008 37 |
| 46143 | Johnson County | 116 | $2.8M | 2008 68 |
| 47117 | Harrison County | 116 | $7.1M | 2018 25 |
| 46794 | Noble County | 110 | $1.4M | 2008 16 |
| 46538 | Kosciusko County | 109 | $1.9M | 2009 28 |
| 46394 | Lake County | 105 | $221K | 2008 41 |
| 46733 | Adams County | 103 | $1.1M | 2003 63 |
| 46324 | Lake County | 101 | $367K | 2008 29 |
Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.