Flood history / Oregon
Oregon
flood claim history.
Across the 8 Oregon ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $45.5M on 1,578 claims between 1978 and 2025. ZIP 97141 in Tillamook County carries the most at 360, 22.8% of the state total shown here.
20.5% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.
Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.
Every Oregon ZIP code on file
| ZIP | County | Paid claims | Total paid | Heaviest year |
|---|---|---|---|---|
| 97141 | Tillamook County | 360 | $11.1M | 1999 57 |
| 97064 | Columbia County | 324 | $18.4M | 2007 215 |
| 97367 | Lincoln County | 287 | $4.9M | 1999 107 |
| 97131 | Tillamook County | 130 | $1.5M | 2006 32 |
| 97453 | Lane County | 130 | $1.4M | 1996 53 |
| 97301 | Marion County | 122 | $2.5M | 2012 57 |
| 97222 | Clackamas County | 118 | $3.8M | 1996 30 |
| 97420 | Coos County | 107 | $2.0M | 1996 20 |
Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.