Flood history / Pennsylvania
Pennsylvania
flood claim history.
ZIP codes200100+ paid claims each
Paid claims50,5941978–2026
Total paid$1.1BNational Flood Insurance Program
Outside high-risk zone26%of claims with a rated zone
Across the 200 Pennsylvania ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $1.1B on 50,594 claims between 1978 and 2026. ZIP 17815 in Columbia County carries the most at 1,423, 2.8% of the state total shown here.
The events driving the most paid claims across these ZIPs are Tropical Storm Lee (6,232 claims), Tropical Storm Ivan (5,798 claims) and Hurricane Floyd (1,078 claims).
25.8% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.
Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.
Every Pennsylvania ZIP code on file
| ZIP | County | Paid claims | Total paid | Heaviest year |
|---|---|---|---|---|
| 17815 | Columbia County | 1,423 | $46.7M | 2011 528 |
| 17110 | Dauphin County | 1,422 | $13.9M | 1996 547 |
| 17701 | Lycoming County | 1,186 | $19.5M | 1996 323 |
| 19067 | Bucks County | 999 | $29.9M | 2005 255 |
| 17057 | Dauphin County | 918 | $23.1M | 2011 390 |
| 19403 | Montgomery County | 811 | $20.7M | 1996 89 |
| 18702 | Luzerne County | 758 | $11.0M | 1996 266 |
| 17847 | Northumberland County | 707 | $9.9M | 1996 185 |
| 17756 | Lycoming County | 653 | $9.2M | 2011 184 |
| 17870 | Snyder County | 627 | $9.7M | 2011 169 |
| 17104 | Dauphin County | 623 | $13.5M | 2011 195 |
| 18643 | Luzerne County | 623 | $32.8M | 2011 259 |
| 19153 | Philadelphia County | 608 | $11.2M | 2020 226 |
| 17728 | Lycoming County | 575 | $9.0M | 1996 139 |
| 18655 | Luzerne County | 568 | $11.4M | 2011 129 |
| 19023 | Delaware County | 566 | $15.1M | 1999 96 |
| 18938 | Bucks County | 532 | $21.0M | 2006 132 |
| 18509 | Lackawanna County | 506 | $8.5M | 2004 161 |
| 19015 | Delaware County | 500 | $9.6M | 1999 111 |
| 15522 | Bedford County | 499 | $6.3M | 1996 159 |
| 17740 | Lycoming County | 470 | $3.6M | 2004 258 |
| 19335 | Chester County | 467 | $9.5M | 2021 113 |
| 18657 | Wyoming County | 461 | $11.8M | 2011 129 |
| 19047 | Bucks County | 443 | $8.0M | 1999 103 |
| 18042 | Northampton County | 424 | $17.0M | 2006 120 |
| 17837 | Union County | 413 | $4.1M | 1999 111 |
| 17070 | Cumberland County | 408 | $5.8M | 2011 110 |
| 18704 | Luzerne County | 407 | $3.4M | 1979 58 |
| 16117 | Beaver County | 401 | $8.1M | 2004 135 |
| 16648 | Blair County | 383 | $3.5M | 1996 92 |
| 19002 | Montgomery County | 382 | $7.7M | 2011 98 |
| 17042 | Lebanon County | 376 | $3.5M | 1979 168 |
| 17754 | Lycoming County | 371 | $9.1M | 2011 110 |
| 15209 | Allegheny County | 370 | $5.2M | 2004 134 |
| 18977 | Bucks County | 365 | $15.3M | 2005 86 |
| 17020 | Perry County | 362 | $4.3M | 1996 102 |
| 19082 | Delaware County | 361 | $5.0M | 2004 86 |
| 15223 | Allegheny County | 358 | $7.3M | 2004 199 |
| 19040 | Montgomery County | 356 | $12.7M | 2011 95 |
| 19460 | Montgomery County | 348 | $9.2M | 1999 68 |
| 17751 | Clinton County | 347 | $3.4M | 2004 92 |
| 17111 | Dauphin County | 339 | $2.0M | 2011 127 |
| 18634 | Luzerne County | 336 | $6.0M | 1979 68 |
| 19426 | Montgomery County | 330 | $11.0M | 2021 48 |
| 17018 | Dauphin County | 303 | $4.5M | 2011 74 |
| 17011 | Cumberland County | 300 | $4.2M | 2011 75 |
| 17963 | Schuylkill County | 298 | $13.8M | 2011 124 |
| 19006 | Montgomery County | 298 | $12.1M | 2001 75 |
| 19020 | Bucks County | 294 | $5.0M | 1999 45 |
| 19034 | Montgomery County | 285 | $28.1M | 2011 67 |
| 15658 | Westmoreland County | 284 | $2.5M | 1996 75 |
| 16033 | Butler County | 277 | $3.9M | 2004 85 |
| 18640 | Luzerne County | 269 | $11.0M | 2011 62 |
| 17602 | Lancaster County | 268 | $3.4M | 2011 61 |
| 15801 | Clearfield County | 266 | $3.7M | 2013 100 |
| 17745 | Clinton County | 266 | $2.2M | 1984 88 |
| 19464 | Montgomery County | 265 | $3.3M | 1979 76 |
| 17055 | Cumberland County | 261 | $1.5M | 1979 71 |
| 18508 | Lackawanna County | 257 | $3.7M | 1996 158 |
| 18630 | Wyoming County | 256 | $5.2M | 1996 53 |
| 17857 | Northumberland County | 255 | $4.6M | 2011 58 |
| 18972 | Bucks County | 252 | $8.0M | 2005 87 |
| 19382 | Chester County | 252 | $8.2M | 1999 33 |
| 17034 | Dauphin County | 251 | $2.6M | 2011 113 |
| 18013 | Northampton County | 244 | $7.6M | 2006 66 |
| 18040 | Northampton County | 239 | $8.3M | 2005 72 |
| 19428 | Montgomery County | 237 | $17.0M | 2021 61 |
| 15301 | Washington County | 232 | $9.2M | 2024 35 |
| 19087 | Delaware County | 232 | $2.6M | 2018 45 |
| 15017 | Allegheny County | 227 | $6.4M | 2018 51 |
| 16301 | Venango County | 225 | $3.6M | 1982 77 |
| 17545 | Lancaster County | 225 | $5.6M | 2011 93 |
| 17859 | Columbia County | 225 | $6.9M | 2011 82 |
| 19380 | Chester County | 223 | $2.0M | 1979 51 |
| 15853 | Elk County | 218 | $6.9M | 2014 61 |
| 15905 | Cambria County | 216 | $1.2M | 1996 83 |
| 15601 | Westmoreland County | 212 | $2.1M | 2009 29 |
| 19465 | Chester County | 212 | $2.4M | 2006 97 |
| 17036 | Dauphin County | 211 | $7.9M | 2011 79 |
| 17801 | Northumberland County | 211 | $2.9M | 2011 56 |
| 16652 | Huntingdon County | 207 | $4.8M | 1996 66 |
| 17316 | Adams County | 205 | $2.7M | 2011 71 |
| 17889 | Union County | 204 | $3.4M | 2004 55 |
| 15701 | Indiana County | 200 | $999K | 2017 48 |
| 18615 | Wyoming County | 200 | $5.6M | 2011 62 |
| 19053 | Bucks County | 199 | $4.6M | 2000 30 |
| 15116 | Allegheny County | 197 | $2.5M | 2004 95 |
| 19013 | Delaware County | 193 | $3.5M | 1999 46 |
| 19473 | Montgomery County | 193 | $6.2M | 1996 30 |
| 17050 | Cumberland County | 188 | $636K | 1984 59 |
| 19401 | Montgomery County | 187 | $4.4M | 1979 25 |
| 19405 | Montgomery County | 187 | $5.9M | 1999 41 |
| 17003 | Lebanon County | 186 | $5.9M | 2011 76 |
| 17046 | Lebanon County | 186 | $1.5M | 1979 71 |
| 17368 | York County | 186 | $2.3M | 1978 76 |
| 18103 | Lehigh County | 183 | $2.8M | 1979 29 |
| 19038 | Montgomery County | 183 | $1.3M | 2011 54 |
| 19127 | Philadelphia County | 183 | $19.2M | 2021 33 |
| 17044 | Mifflin County | 181 | $1.1M | 1996 51 |
| 17113 | Dauphin County | 176 | $1.3M | 1996 64 |
| 17603 | Lancaster County | 175 | $1.9M | 1986 29 |
| 19021 | Bucks County | 175 | $2.2M | 2021 51 |
| 15401 | Fayette County | 174 | $5.1M | 2019 24 |
| 19001 | Montgomery County | 174 | $2.0M | 1996 58 |
| 19027 | Montgomery County | 174 | $1.7M | 2011 53 |
| 15237 | Allegheny County | 170 | $1.5M | 2004 39 |
| 15145 | Allegheny County | 168 | $2.1M | 2009 51 |
| 17319 | York County | 165 | $2.5M | 2011 52 |
| 17547 | Lancaster County | 161 | $3.0M | 2011 83 |
| 18104 | Lehigh County | 161 | $2.0M | 1982 41 |
| 19453 | Montgomery County | 160 | $3.5M | 1999 43 |
| 15545 | Bedford County | 159 | $1.1M | 1996 84 |
| 18951 | Bucks County | 158 | $5.9M | 2021 28 |
| 17820 | Columbia County | 156 | $3.3M | 2011 50 |
| 19083 | Delaware County | 156 | $977K | 2004 33 |
| 16123 | Beaver County | 155 | $2.0M | 2004 46 |
| 17043 | Cumberland County | 155 | $2.8M | 2011 29 |
| 18651 | Luzerne County | 154 | $2.0M | 2011 67 |
| 16001 | Butler County | 152 | $928K | 2017 44 |
| 15089 | Westmoreland County | 151 | $1.4M | 2018 50 |
| 17053 | Perry County | 150 | $1.9M | 1996 28 |
| 17102 | Dauphin County | 149 | $2.6M | 1996 52 |
| 16602 | Blair County | 148 | $476K | 1996 45 |
| 17752 | Lycoming County | 148 | $1.6M | 2011 32 |
| 17965 | Schuylkill County | 148 | $3.1M | 2006 72 |
| 18623 | Wyoming County | 148 | $2.9M | 2011 49 |
| 19064 | Delaware County | 148 | $3.3M | 1999 31 |
| 15012 | Fayette County | 147 | $1.3M | 1996 42 |
| 16428 | Erie County | 147 | $1.4M | 1985 40 |
| 16686 | Blair County | 147 | $1.2M | 2004 98 |
| 18062 | Lehigh County | 147 | $1.9M | 2020 27 |
| 17771 | Lycoming County | 146 | $2.4M | 1996 40 |
| 15767 | Jefferson County | 145 | $3.6M | 1996 73 |
| 18018 | Northampton County | 145 | $2.5M | 2011 25 |
| 18966 | Bucks County | 144 | $2.8M | 2000 37 |
| 19046 | Montgomery County | 144 | $2.0M | 2001 40 |
| 15554 | Bedford County | 143 | $1.1M | 1983 36 |
| 17112 | Dauphin County | 142 | $1.6M | 2011 45 |
| 17033 | Dauphin County | 141 | $6.5M | 2011 48 |
| 17814 | Columbia County | 141 | $2.5M | 2011 61 |
| 17821 | Montour County | 140 | $2.7M | 2011 50 |
| 19007 | Bucks County | 140 | $5.8M | 2021 34 |
| 17512 | Lancaster County | 138 | $1.5M | 1978 40 |
| 17522 | Lancaster County | 138 | $3.7M | 2011 50 |
| 18077 | Bucks County | 138 | $2.6M | 2005 60 |
| 18706 | Luzerne County | 138 | $1.3M | 1996 28 |
| 15370 | Greene County | 137 | $1.8M | 2004 37 |
| 15071 | Allegheny County | 135 | $3.6M | 2004 28 |
| 19605 | Berks County | 135 | $2.6M | 1979 25 |
| 18343 | Northampton County | 134 | $4.1M | 2006 39 |
| 18810 | Bradford County | 133 | $8.5M | 2011 80 |
| 18832 | Bradford County | 133 | $1.6M | 2011 60 |
| 15101 | Allegheny County | 132 | $2.5M | 2004 45 |
| 18976 | Bucks County | 131 | $2.5M | 2011 37 |
| 15650 | Westmoreland County | 129 | $1.5M | 1979 18 |
| 16635 | Blair County | 129 | $1.4M | 2004 29 |
| 15215 | Allegheny County | 127 | $2.2M | 2004 74 |
| 15906 | Cambria County | 127 | $319K | 1981 33 |
| 16037 | Butler County | 127 | $3.4M | 2004 61 |
| 16611 | Huntingdon County | 125 | $1.6M | 2004 43 |
| 17101 | Dauphin County | 125 | $3.4M | 1996 45 |
| 18947 | Bucks County | 125 | $5.6M | 2005 29 |
| 19031 | Montgomery County | 125 | $3.8M | 2011 35 |
| 17601 | Lancaster County | 123 | $2.5M | 1978 24 |
| 17315 | York County | 122 | $1.2M | 2011 27 |
| 17025 | Cumberland County | 121 | $1.5M | 1996 27 |
| 17406 | York County | 121 | $1.4M | 2018 22 |
| 19518 | Berks County | 121 | $2.6M | 2006 43 |
| 15063 | Washington County | 120 | $1.5M | 1996 39 |
| 15084 | Allegheny County | 120 | $1.5M | 2004 45 |
| 16354 | Crawford County | 119 | $624K | 1990 29 |
| 18603 | Columbia County | 119 | $1.7M | 2011 28 |
| 17844 | Union County | 118 | $2.0M | 2004 37 |
| 15106 | Allegheny County | 117 | $4.3M | 2004 57 |
| 17327 | York County | 115 | $995K | 1979 50 |
| 18336 | Pike County | 115 | $1.8M | 2006 43 |
| 18621 | Luzerne County | 115 | $2.1M | 2011 24 |
| 15068 | Westmoreland County | 114 | $927K | 2004 28 |
| 15143 | Allegheny County | 114 | $880K | 2004 39 |
| 17084 | Mifflin County | 111 | $545K | 1996 41 |
| 19035 | Montgomery County | 111 | $2.5M | 2021 21 |
| 19096 | Montgomery County | 111 | $1.2M | 2004 36 |
| 19606 | Berks County | 111 | $1.7M | 2023 29 |
| 15236 | Allegheny County | 109 | $2.3M | 2018 20 |
| 16242 | Clarion County | 109 | $2.4M | 1996 39 |
| 16701 | McKean County | 109 | $734K | 1999 42 |
| 18705 | Luzerne County | 109 | $2.1M | 2011 28 |
| 18950 | Bucks County | 108 | $5.7M | 2005 28 |
| 18853 | Bradford County | 107 | $2.1M | 2011 25 |
| 19103 | Philadelphia County | 107 | $10.3M | 2021 56 |
| 15207 | Allegheny County | 106 | $1.3M | 2004 32 |
| 19317 | Delaware County | 106 | $4.3M | 2021 19 |
| 15018 | Allegheny County | 105 | $843K | 1996 52 |
| 18847 | Susquehanna County | 105 | $1.8M | 2011 37 |
| 17038 | Lebanon County | 104 | $3.2M | 2011 37 |
| 15234 | Allegheny County | 103 | $976K | 1981 14 |
| 19114 | Philadelphia County | 103 | $630K | 1989 30 |
| 17074 | Perry County | 101 | $579K | 1996 38 |
| 17702 | Lycoming County | 101 | $995K | 2004 30 |
| 17345 | York County | 100 | $1.1M | 2011 33 |
Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.