Flood history / Nevada
Nevada
flood claim history.
Across the 3 Nevada ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $28.1M on 529 claims between 1980 and 2026. ZIP 89431 in Washoe County carries the most at 238, 45.0% of the state total shown here.
The events driving the most paid claims across these ZIPs are Tropical Storm Hilary (5 claims).
12.0% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.
Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.
Every Nevada ZIP code on file
| ZIP | County | Paid claims | Total paid | Heaviest year |
|---|---|---|---|---|
| 89431 | Washoe County | 238 | $18.4M | 1997 118 |
| 89502 | Washoe County | 186 | $8.7M | 1997 103 |
| 89048 | Nye County | 105 | $995K | 2021 24 |
Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.