Flood history / Oklahoma
Oklahoma
flood claim history.
Across the 30 Oklahoma ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $150.2M on 7,585 claims between 1978 and 2026. ZIP 74354 in Ottawa County carries the most at 1,111, 14.6% of the state total shown here.
The events driving the most paid claims across these ZIPs are Thunderstorms (381 claims), Early summer storms (122 claims) and Hurricane Ike (38 claims).
27.3% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.
Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.
Every Oklahoma ZIP code on file
| ZIP | County | Paid claims | Total paid | Heaviest year |
|---|---|---|---|---|
| 74354 | Ottawa County | 1,111 | $29.6M | 2007 284 |
| 74063 | Tulsa County | 543 | $21.2M | 1986 187 |
| 74112 | Tulsa County | 474 | $8.7M | 1984 387 |
| 73044 | Logan County | 426 | $3.9M | 1995 106 |
| 74129 | Tulsa County | 335 | $8.8M | 1984 319 |
| 74135 | Tulsa County | 327 | $2.9M | 1984 156 |
| 73505 | Comanche County | 317 | $3.2M | 1978 31 |
| 74008 | Tulsa County | 312 | $4.9M | 1986 168 |
| 73750 | Kingfisher County | 272 | $4.9M | 2007 65 |
| 74070 | Tulsa County | 248 | $2.8M | 1995 36 |
| 74105 | Tulsa County | 234 | $2.1M | 1984 97 |
| 73119 | Oklahoma County | 225 | $2.7M | 1993 68 |
| 73507 | Comanche County | 213 | $9.2M | 2016 61 |
| 74066 | Creek County | 210 | $2.7M | 2000 80 |
| 74006 | Washington County | 206 | $5.5M | 1986 53 |
| 74403 | Muskogee County | 177 | $7.0M | 2022 40 |
| 73018 | Grady County | 175 | $3.8M | 2007 46 |
| 74014 | Wagoner County | 174 | $6.2M | 2008 31 |
| 74145 | Tulsa County | 168 | $3.5M | 1984 89 |
| 74631 | Kay County | 159 | $1.5M | 2008 43 |
| 73112 | Oklahoma County | 158 | $1.2M | 1979 41 |
| 74128 | Tulsa County | 155 | $1.7M | 1984 128 |
| 73501 | Comanche County | 152 | $3.2M | 2016 43 |
| 74003 | Washington County | 128 | $1.8M | 1986 47 |
| 74136 | Tulsa County | 127 | $421K | 1979 35 |
| 73116 | Oklahoma County | 120 | $697K | 1979 19 |
| 73139 | Oklahoma County | 114 | $1.6M | 1993 30 |
| 74115 | Tulsa County | 113 | $1.6M | 1984 71 |
| 74601 | Kay County | 112 | $806K | 2002 25 |
| 73036 | Canadian County | 100 | $2.1M | 2007 28 |
Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.