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Flood history / Nebraska

Nebraska
flood claim history.

ZIP codes11100+ paid claims each
Paid claims2,6131978–2025
Total paid$46.3MNational Flood Insurance Program
Outside high-risk zone18%of claims with a rated zone

Across the 11 Nebraska ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $46.3M on 2,613 claims between 1978 and 2025. ZIP 68025 in Dodge County carries the most at 602, 23.0% of the state total shown here.

The events driving the most paid claims across these ZIPs are March 2019 Midwest Flooding (663 claims), Midwest Flooding (238 claims) and Late spring storms (107 claims).

18.0% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.

Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.

Every Nebraska ZIP code on file

ZIPCountyPaid claimsTotal paidHeaviest year
68025 Dodge County 602 $9.1M 2019 204
68064 Douglas County 389 $6.3M 2019 161
68123 Sarpy County 318 $11.7M 2019 99
68005 Sarpy County 221 $3.8M 1993 72
68003 Saunders County 203 $4.1M 2019 56
68341 Saline County 179 $1.1M 2015 82
68310 Gage County 157 $1.4M 1984 68
68069 Douglas County 152 $3.6M 2019 53
68455 Cass County 148 $1.1M 2011 109
68661 Colfax County 130 $1.1M 2008 52
68046 Sarpy County 114 $3.0M 2019 59

Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.