Flood history / Arizona
Arizona
flood claim history.
Across the 9 Arizona ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $14.4M on 1,236 claims between 1978 and 2026. ZIP 85353 in Maricopa County carries the most at 241, 19.5% of the state total shown here.
31.8% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.
Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.
Every Arizona ZIP code on file
| ZIP | County | Paid claims | Total paid | Heaviest year |
|---|---|---|---|---|
| 85353 | Maricopa County | 241 | $1.9M | 1978 96 |
| 85749 | Pima County | 159 | $2.2M | 1993 47 |
| 86336 | Coconino County | 154 | $2.7M | 1993 33 |
| 85021 | Maricopa County | 151 | $612K | 1990 46 |
| 85018 | Maricopa County | 120 | $1.6M | 2014 26 |
| 85253 | Maricopa County | 106 | $3.4M | 2014 23 |
| 85013 | Maricopa County | 102 | $406K | 1981 22 |
| 85255 | Maricopa County | 102 | $627K | 2018 16 |
| 85326 | Maricopa County | 101 | $869K | 1980 42 |
Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.