Colorado flood claim history by ZIP code

Colorado
flood claim history.

ZIP codes8100+ paid claims each

Paid claims2,0121978–2026

Total paid$47.0MNational Flood Insurance Program

Outside high-risk zone45%of claims with a rated zone

Across the 8 Colorado ZIP codes with at least 100 paid claims on file, the National Flood Insurance Program has paid $47.0M on 2,012 claims between 1978 and 2026. ZIP 80303 in Boulder County carries the most at 714, 35.5% of the state total shown here.

The events driving the most paid claims across these ZIPs are Late summer storms (1,415 claims).

44.9% of the claims here that record a rated flood zone were on properties outside the mapped high-risk area — the zone where flood insurance is optional and most owners go without it.

Claim volume tracks how many properties carried flood insurance as much as how often the water came up. A ZIP with a long insured history will out-file a comparable one where few owners were covered, so read each ZIP's own record rather than ranking them against each other.

Every Colorado ZIP code on file

ZIP	County	Paid claims	Total paid	Heaviest year
80303	Boulder County	714	$15.6M	2013 646
80302	Boulder County	321	$7.4M	2013 263
80304	Boulder County	256	$5.5M	2013 221
80906	El Paso County	172	$909K	2013 54
80540	Boulder County	153	$9.6M	2013 133
80517	Larimer County	145	$3.2M	2013 102
81050	Otero County	133	$1.7M	1999 101
80829	El Paso County	118	$3.1M	2013 71

Only ZIP codes with at least 100 paid claims on file appear here. A ZIP missing from this table has a shorter record, not a clean one.

Coloradoflood claim history.

Every Colorado ZIP code on file

Colorado
flood claim history.