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Flood history / Pennsylvania / ZIP 18018

ZIP 18018
Northampton County, PA

Paid claims1451978–2021
Total paid$2.5M$17K average
Heaviest year201125 claims
Outside high-risk zone21%of claims with a rated zone

Property owners in ZIP 18018 have been paid $2.5M on 145 National Flood Insurance Program claims between 1978 and 2021 — an average of $17K a claim, across 21 separate years in which someone here filed and was paid.

The heaviest year

2011 is the heaviest year on file: 25 paid claims, 17.2% of the ZIP's total. The rest is spread across the other 20 years on file. The largest named event in the record is Not a named storm, with 12 claims.

17 of those claims — 11.7% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Not a named storm128.3%
Tropical Storm Ivan128.3%
Hurricane Irene117.6%

Where the claims sat on the map

Of the 130 claims here that record a rated flood zone, 27 — 20.8% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Lehigh River at Bethlehem (1.2 mi), Jordan Creek at Allentown (4.6 mi) and Little Lehigh Creek at Allentown (4.7 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 18018 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Pennsylvania ZIP codes on file

  • 18042 Northampton County · 424 claims
  • 18013 Northampton County · 244 claims
  • 18040 Northampton County · 239 claims
  • 18343 Northampton County · 134 claims
  • 17815 Columbia County · 1,423 claims
  • 17110 Dauphin County · 1,422 claims
  • 17701 Lycoming County · 1,186 claims
  • 19067 Bucks County · 999 claims

All Pennsylvania ZIP codes →