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Flood history / Pennsylvania / ZIP 19317

ZIP 19317
Delaware County, PA

Paid claims1061978–2021
Total paid$4.3M$41K average
Heaviest year202119 claims
Outside high-risk zone15%of claims with a rated zone

Property owners in ZIP 19317 have been paid $4.3M on 106 National Flood Insurance Program claims between 1978 and 2021 — an average of $41K a claim, across 17 separate years in which someone here filed and was paid.

The heaviest year

2021 is the heaviest year on file: 19 paid claims, 17.9% of the ZIP's total. The rest is spread across the other 16 years on file. The largest named event in the record is Hurricane Ida, with 19 claims.

35 of those claims — 33.0% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Hurricane Ida1917.9%
Mid-spring storms1615.1%
Hurricane Floyd1312.3%

Where the claims sat on the map

Of the 99 claims here that record a rated flood zone, 15 — 15.2% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Brandywine Creek at Chadds Ford (0.7 mi), Red Clay Creek at Kennett Square (5.7 mi) and Brandywine Creek at Wilmington (6.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 19317 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Pennsylvania ZIP codes on file

  • 19023 Delaware County · 566 claims
  • 19015 Delaware County · 500 claims
  • 19082 Delaware County · 361 claims
  • 19087 Delaware County · 232 claims
  • 19013 Delaware County · 193 claims
  • 19083 Delaware County · 156 claims
  • 19064 Delaware County · 148 claims
  • 17815 Columbia County · 1,423 claims

All Pennsylvania ZIP codes →