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Flood history / Pennsylvania / ZIP 19002

ZIP 19002
Montgomery County, PA

Paid claims3821978–2025
Total paid$7.7M$20K average
Heaviest year201198 claims
Outside high-risk zone54%of claims with a rated zone

Property owners in ZIP 19002 have been paid $7.7M on 382 National Flood Insurance Program claims between 1978 and 2025 — an average of $20K a claim, across 33 separate years in which someone here filed and was paid.

The heaviest year

2011 is the heaviest year on file: 98 paid claims, 25.7% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Tropical Storm Lee, with 68 claims.

71 of those claims — 18.6% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Tropical Storm Lee6817.8%
Tropical Storm Allison3910.2%
Hurricane Ida359.2%

Where the claims sat on the map

Of the 381 claims here that record a rated flood zone, 204 — 53.5% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Schuylkill River at Norristown (8.7 mi), Neshaminy Creek near Penns Park (11.8 mi) and East Branch Perkiomen Creek at Schwenksville (12.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 19002 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Pennsylvania ZIP codes on file

  • 19403 Montgomery County · 811 claims
  • 19040 Montgomery County · 356 claims
  • 19460 Montgomery County · 348 claims
  • 19426 Montgomery County · 330 claims
  • 19006 Montgomery County · 298 claims
  • 19034 Montgomery County · 285 claims
  • 19464 Montgomery County · 265 claims
  • 19428 Montgomery County · 237 claims

All Pennsylvania ZIP codes →