klepZ HighWater

Flood history / Pennsylvania / ZIP 18103

ZIP 18103
Lehigh County, PA

Paid claims1831978–2024
Total paid$2.8M$16K average
Heaviest year197929 claims
Outside high-risk zone25%of claims with a rated zone

Property owners in ZIP 18103 have been paid $2.8M on 183 National Flood Insurance Program claims between 1978 and 2024 — an average of $16K a claim, across 28 separate years in which someone here filed and was paid.

The heaviest year

1979 is the heaviest year on file: 29 paid claims, 15.8% of the ZIP's total. The rest is spread across the other 27 years on file. The largest named event in the record is Not a named storm, with 22 claims.

15 of those claims — 8.2% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Not a named storm2212.0%
Hurricane Irene158.2%

Where the claims sat on the map

Of the 135 claims here that record a rated flood zone, 34 — 25.2% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Little Lehigh Creek near Allentown (0.9 mi), Little Lehigh Creek at Allentown (2.0 mi) and Jordan Creek at Allentown (3.7 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 18103 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Pennsylvania ZIP codes on file

  • 18104 Lehigh County · 161 claims
  • 18062 Lehigh County · 147 claims
  • 17815 Columbia County · 1,423 claims
  • 17110 Dauphin County · 1,422 claims
  • 17701 Lycoming County · 1,186 claims
  • 19067 Bucks County · 999 claims
  • 17057 Dauphin County · 918 claims
  • 19403 Montgomery County · 811 claims

All Pennsylvania ZIP codes →