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Flood history / Georgia / ZIP 30318

ZIP 30318
Fulton County, GA

Paid claims1041985–2025
Total paid$2.3M$22K average
Heaviest year200938 claims
Outside high-risk zone36%of claims with a rated zone

Property owners in ZIP 30318 have been paid $2.3M on 104 National Flood Insurance Program claims between 1985 and 2025 — an average of $22K a claim, across 25 separate years in which someone here filed and was paid.

The heaviest year

2009 is the heaviest year on file: 38 paid claims, 36.5% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Late summer storms, with 36 claims.

15 of those claims — 14.4% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Late summer storms3634.6%
Tropical Storm Ivan98.7%
Hurricane Dennis76.7%

Where the claims sat on the map

Of the 104 claims here that record a rated flood zone, 37 — 35.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Proctor Creek near Atlanta (1.2 mi), Proctor Creek at Jackson Parkway at Atlanta (1.5 mi) and Woodall Creek at Defoors Ferry Road at Atlanta (2.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 30318 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Georgia ZIP codes on file

  • 30327 Fulton County · 764 claims
  • 30342 Fulton County · 488 claims
  • 30305 Fulton County · 265 claims
  • 30309 Fulton County · 186 claims
  • 30344 Fulton County · 139 claims
  • 30328 Fulton County · 116 claims
  • 30324 Fulton County · 114 claims
  • 30349 Fulton County · 108 claims

All Georgia ZIP codes →