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Flood history / Georgia / ZIP 30309

ZIP 30309
Fulton County, GA

Paid claims1861978–2025
Total paid$13.0M$70K average
Heaviest year200965 claims
Outside high-risk zone28%of claims with a rated zone

Property owners in ZIP 30309 have been paid $13.0M on 186 National Flood Insurance Program claims between 1978 and 2025 — an average of $70K a claim, across 27 separate years in which someone here filed and was paid.

The heaviest year

2009 is the heaviest year on file: 65 paid claims, 34.9% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Late summer storms, with 60 claims.

59 of those claims — 31.7% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Late summer storms6032.3%
Hurricane Helene4926.3%
Tropical Storm Ivan168.6%

Where the claims sat on the map

Of the 186 claims here that record a rated flood zone, 52 — 28.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Peachtree Creek at Atlanta (1.9 mi), South Fork Peachtree Creek at Johnson Road near Atlanta (2.6 mi) and North Fork Peachtree Creek at Buford Highway at Atlanta (3.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 30309 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Georgia ZIP codes on file

  • 30327 Fulton County · 764 claims
  • 30342 Fulton County · 488 claims
  • 30305 Fulton County · 265 claims
  • 30344 Fulton County · 139 claims
  • 30328 Fulton County · 116 claims
  • 30324 Fulton County · 114 claims
  • 30349 Fulton County · 108 claims
  • 30318 Fulton County · 104 claims

All Georgia ZIP codes →