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Flood history / Texas / ZIP 78757

ZIP 78757
Travis County, TX

Paid claims1861981–2025
Total paid$2.1M$11K average
Heaviest year198166 claims
Outside high-risk zone51%of claims with a rated zone

Property owners in ZIP 78757 have been paid $2.1M on 186 National Flood Insurance Program claims between 1981 and 2025 — an average of $11K a claim, across 27 separate years in which someone here filed and was paid.

The heaviest year

1981 is the heaviest year on file: 66 paid claims, 35.5% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Early summer storms, with 19 claims.

12 of those claims — 6.5% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Early summer storms1910.2%
Fall severe storms10.5%

Where the claims sat on the map

Of the 117 claims here that record a rated flood zone, 60 — 51.3% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Bull Creek above Loop 360 (3.4 mi), Shoal Creek at West 12th Street (5.3 mi) and Colorado River (TX) at Austin (7.9 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 78757 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 78744 Travis County · 743 claims
  • 78734 Travis County · 351 claims
  • 78745 Travis County · 315 claims
  • 78747 Travis County · 223 claims
  • 78703 Travis County · 190 claims
  • 78758 Travis County · 162 claims
  • 78746 Travis County · 161 claims
  • 78723 Travis County · 140 claims

All Texas ZIP codes →