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Flood history / Texas / ZIP 78703

ZIP 78703
Travis County, TX

Paid claims1901979–2024
Total paid$4.6M$24K average
Heaviest year201531 claims
Outside high-risk zone48%of claims with a rated zone

Property owners in ZIP 78703 have been paid $4.6M on 190 National Flood Insurance Program claims between 1979 and 2024 — an average of $24K a claim, across 29 separate years in which someone here filed and was paid.

The heaviest year

2015 is the heaviest year on file: 31 paid claims, 16.3% of the ZIP's total. The rest is spread across the other 28 years on file. The largest named event in the record is Early summer storms, with 29 claims.

11 of those claims — 5.8% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Early summer storms2915.3%
Hurricane Harvey21.1%

Where the claims sat on the map

Of the 168 claims here that record a rated flood zone, 81 — 48.2% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Shoal Creek at West 12th Street (1.5 mi), Barton Creek at Loop 360 (4.0 mi) and Williamson Creek at Manchaca Road at Austin (5.2 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 78703 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 78744 Travis County · 743 claims
  • 78734 Travis County · 351 claims
  • 78745 Travis County · 315 claims
  • 78747 Travis County · 223 claims
  • 78757 Travis County · 186 claims
  • 78758 Travis County · 162 claims
  • 78746 Travis County · 161 claims
  • 78723 Travis County · 140 claims

All Texas ZIP codes →