klepZ HighWater

Flood history / Texas / ZIP 77534

ZIP 77534
Brazoria County, TX

Paid claims2081979–2024
Total paid$6.1M$30K average
Heaviest year201785 claims
Outside high-risk zone67%of claims with a rated zone

Property owners in ZIP 77534 have been paid $6.1M on 208 National Flood Insurance Program claims between 1979 and 2024 — an average of $30K a claim, across 23 separate years in which someone here filed and was paid.

The heaviest year

2017 is the heaviest year on file: 85 paid claims, 40.9% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Harvey, with 64 claims.

88 of those claims — 42.3% — were filed since 2017. This is not a historical record — most of it is recent.

Named eventPaid claimsShare of record
Hurricane Harvey6430.8%
Tropical Storm Claudette2813.5%

Where the claims sat on the map

Of the 187 claims here that record a rated flood zone, 126 — 67.4% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Austin Bayou at SH 35 near Liverpool (4.7 mi), Tide Station (HGX) at San Luis Pass (14.5 mi) and Mustang Bayou at SH 6 near Alvin (15.5 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 77534 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77541 Brazoria County · 3,841 claims
  • 77511 Brazoria County · 3,655 claims
  • 77581 Brazoria County · 3,544 claims
  • 77515 Brazoria County · 2,476 claims
  • 77584 Brazoria County · 2,036 claims
  • 77422 Brazoria County · 1,432 claims
  • 77566 Brazoria County · 1,067 claims
  • 77531 Brazoria County · 709 claims

All Texas ZIP codes →