klepZ HighWater

Flood history / Texas / ZIP 77541

ZIP 77541
Brazoria County, TX

Paid claims3,8411978–2026
Total paid$52.1M$14K average
Heaviest year20081,061 claims
Outside high-risk zone24%of claims with a rated zone

Property owners in ZIP 77541 have been paid $52.1M on 3,841 National Flood Insurance Program claims between 1978 and 2026 — an average of $14K a claim, across 45 separate years in which someone here filed and was paid.

The heaviest year

2008 is the heaviest year on file: 1,061 paid claims, 27.6% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Ike, with 1,046 claims.

483 of those claims — 12.6% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Ike1,04627.2%
Tropical Storm Claudette3358.7%

Where the claims sat on the map

Of the 3,780 claims here that record a rated flood zone, 907 — 24.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Tide Station (HGX) at Freeport (5.9 mi), Tide Station (HGX) at San Luis Pass (13.9 mi) and Austin Bayou at SH 35 near Liverpool (18.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 77541 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77511 Brazoria County · 3,655 claims
  • 77581 Brazoria County · 3,544 claims
  • 77515 Brazoria County · 2,476 claims
  • 77584 Brazoria County · 2,036 claims
  • 77422 Brazoria County · 1,432 claims
  • 77566 Brazoria County · 1,067 claims
  • 77531 Brazoria County · 709 claims
  • 77578 Brazoria County · 666 claims

All Texas ZIP codes →