klepZ HighWater

Flood history / Oklahoma / ZIP 74066

ZIP 74066
Creek County, OK

Paid claims2101979–2026
Total paid$2.7M$13K average
Heaviest year200080 claims
Outside high-risk zone9%of claims with a rated zone

Property owners in ZIP 74066 have been paid $2.7M on 210 National Flood Insurance Program claims between 1979 and 2026 — an average of $13K a claim, across 19 separate years in which someone here filed and was paid.

The heaviest year

2000 is the heaviest year on file: 80 paid claims, 38.1% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record.

4 of those claims — 1.9% — were filed since 2017. The bulk of this ZIP's record is older than that.

Where the claims sat on the map

Of the 210 claims here that record a rated flood zone, 19 — 9.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Polecat Creek near Sapulpa (5.0 mi), Eastern Oklahoma Lakes at Heyburn Lake (7.9 mi) and Polecat Creek near Jenks (9.9 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 74066 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Oklahoma ZIP codes on file

  • 74354 Ottawa County · 1,111 claims
  • 74063 Tulsa County · 543 claims
  • 74112 Tulsa County · 474 claims
  • 73044 Logan County · 426 claims
  • 74129 Tulsa County · 335 claims
  • 74135 Tulsa County · 327 claims
  • 73505 Comanche County · 317 claims
  • 74008 Tulsa County · 312 claims

All Oklahoma ZIP codes →