klepZ HighWater

Flood history / Louisiana / ZIP 71203

ZIP 71203
Ouachita Parish, LA

Paid claims1,0861978–2025
Total paid$34.8M$32K average
Heaviest year2016460 claims
Outside high-risk zone45%of claims with a rated zone

Property owners in ZIP 71203 have been paid $34.8M on 1,086 National Flood Insurance Program claims between 1978 and 2025 — an average of $32K a claim, across 39 separate years in which someone here filed and was paid.

The heaviest year

2016 is the heaviest year on file: 460 paid claims, 42.4% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Late winter severe storms, with 444 claims.

19 of those claims — 1.7% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Late winter severe storms44440.9%
Hurricane Gustav232.1%

Where the claims sat on the map

Of the 1,060 claims here that record a rated flood zone, 475 — 44.8% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Ouachita River at Monroe (8.2 mi), Bayou Lafourche (NE LA) above Alto (12.8 mi) and Boeuf River near Alto (16.5 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 71203 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Louisiana ZIP codes on file

  • 71201 Ouachita Parish · 2,650 claims
  • 71202 Ouachita Parish · 1,790 claims
  • 71291 Ouachita Parish · 1,086 claims
  • 71292 Ouachita Parish · 203 claims
  • 70072 Jefferson Parish · 17,532 claims
  • 70065 Jefferson Parish · 16,064 claims
  • 70122 Orleans Parish · 15,572 claims
  • 70003 Jefferson Parish · 15,500 claims

All Louisiana ZIP codes →