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Flood history / Louisiana / ZIP 71109

ZIP 71109
Caddo Parish, LA

Paid claims1591979–2026
Total paid$1.7M$11K average
Heaviest year199326 claims
Outside high-risk zone29%of claims with a rated zone

Property owners in ZIP 71109 have been paid $1.7M on 159 National Flood Insurance Program claims between 1979 and 2026 — an average of $11K a claim, across 30 separate years in which someone here filed and was paid.

The heaviest year

1993 is the heaviest year on file: 26 paid claims, 16.4% of the ZIP's total. The rest is spread across the other 29 years on file. The largest named event in the record is Late winter severe storms, with 11 claims.

15 of those claims — 9.4% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Late winter severe storms116.9%
2026-06-Arthur-TS10.6%

Where the claims sat on the map

Of the 154 claims here that record a rated flood zone, 44 — 28.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Cross Lake at Shreveport (3.2 mi), Red River at Shreveport (5.4 mi) and Wallace Lake (13.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 71109 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Louisiana ZIP codes on file

  • 71106 Caddo Parish · 373 claims
  • 71105 Caddo Parish · 348 claims
  • 71104 Caddo Parish · 331 claims
  • 71118 Caddo Parish · 257 claims
  • 71119 Caddo Parish · 180 claims
  • 71108 Caddo Parish · 164 claims
  • 71107 Caddo Parish · 159 claims
  • 71129 Caddo Parish · 148 claims

All Louisiana ZIP codes →