klepZ HighWater

Flood history / Illinois / ZIP 60411

ZIP 60411
Cook County, IL

Paid claims2041978–2026
Total paid$428K$2K average
Heaviest year198230 claims
Outside high-risk zone40%of claims with a rated zone

Property owners in ZIP 60411 have been paid $428K on 204 National Flood Insurance Program claims between 1978 and 2026 — an average of $2K a claim, across 37 separate years in which someone here filed and was paid.

The heaviest year

1982 is the heaviest year on file: 30 paid claims, 14.7% of the ZIP's total. The rest is spread across the other 36 years on file. The largest named event in the record is Hurricane Ike, with 21 claims.

9 of those claims — 4.4% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Ike2110.3%
Mid-spring storms10.5%

Where the claims sat on the map

Of the 187 claims here that record a rated flood zone, 75 — 40.1% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Deer Creek near Chicago Heights (0.9 mi), Thorn Creek at Glenwood (2.3 mi) and Lansing Ditch near Lansing (3.4 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 60411 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Illinois ZIP codes on file

  • 60104 Cook County · 1,489 claims
  • 60016 Cook County · 1,452 claims
  • 60426 Cook County · 882 claims
  • 60473 Cook County · 780 claims
  • 60154 Cook County · 593 claims
  • 60164 Cook County · 571 claims
  • 60409 Cook County · 549 claims
  • 60419 Cook County · 478 claims

All Illinois ZIP codes →