klepZ HighWater

Flood history / Illinois / ZIP 60154

ZIP 60154
Cook County, IL

Paid claims5931979–2023
Total paid$5.2M$9K average
Heaviest year2010282 claims
Outside high-risk zone10%of claims with a rated zone

Property owners in ZIP 60154 have been paid $5.2M on 593 National Flood Insurance Program claims between 1979 and 2023 — an average of $9K a claim, across 29 separate years in which someone here filed and was paid.

The heaviest year

2010 is the heaviest year on file: 282 paid claims, 47.6% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Mid-spring storms, with 139 claims.

20 of those claims — 3.4% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Mid-spring storms13923.4%
Hurricane Ike437.3%

Where the claims sat on the map

Of the 581 claims here that record a rated flood zone, 59 — 10.2% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Salt Creek (IL) at Western Springs (1.7 mi), Salt Creek (IL) at Oak Brook (2.4 mi) and Addison Creek at Bellwood (2.5 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 60154 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Illinois ZIP codes on file

  • 60104 Cook County · 1,489 claims
  • 60016 Cook County · 1,452 claims
  • 60426 Cook County · 882 claims
  • 60473 Cook County · 780 claims
  • 60164 Cook County · 571 claims
  • 60409 Cook County · 549 claims
  • 60419 Cook County · 478 claims
  • 60165 Cook County · 461 claims

All Illinois ZIP codes →