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Flood history / Illinois / ZIP 60091

ZIP 60091
Cook County, IL

Paid claims1431978–2023
Total paid$451K$3K average
Heaviest year198124 claims
Outside high-risk zone77%of claims with a rated zone

Property owners in ZIP 60091 have been paid $451K on 143 National Flood Insurance Program claims between 1978 and 2023 — an average of $3K a claim, across 28 separate years in which someone here filed and was paid.

The heaviest year

1981 is the heaviest year on file: 24 paid claims, 16.8% of the ZIP's total. The rest is spread across the other 27 years on file. The largest named event in the record is Mid-spring storms, with 18 claims.

3 of those claims — 2.1% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Mid-spring storms1812.6%
Hurricane Ike128.4%

Where the claims sat on the map

Of the 111 claims here that record a rated flood zone, 85 — 76.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are North Branch Chicago River at Niles (6.1 mi), Skokie River at Highland Park (6.9 mi) and North Branch Chicago River at Chicago (Pulaski Rd) (7.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 60091 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Illinois ZIP codes on file

  • 60104 Cook County · 1,489 claims
  • 60016 Cook County · 1,452 claims
  • 60426 Cook County · 882 claims
  • 60473 Cook County · 780 claims
  • 60154 Cook County · 593 claims
  • 60164 Cook County · 571 claims
  • 60409 Cook County · 549 claims
  • 60419 Cook County · 478 claims

All Illinois ZIP codes →