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Flood history / Indiana / ZIP 47448

ZIP 47448
Brown County, IN

Paid claims1201981–2025
Total paid$4.1M$34K average
Heaviest year200834 claims
Outside high-risk zone11%of claims with a rated zone

Property owners in ZIP 47448 have been paid $4.1M on 120 National Flood Insurance Program claims between 1981 and 2025 — an average of $34K a claim, across 24 separate years in which someone here filed and was paid.

The heaviest year

2008 is the heaviest year on file: 34 paid claims, 28.3% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Storm, with 31 claims.

29 of those claims — 24.2% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Storm3125.8%
Central U.S. April Flooding10.8%

Where the claims sat on the map

Of the 120 claims here that record a rated flood zone, 13 — 10.8% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are North Fork Salt Creek (IN) at Nashville (1.6 mi), East Fork White River at Columbus (16.7 mi) and Flatrock River at Columbus (17.0 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 47448 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Indiana ZIP codes on file

  • 46322 Lake County · 819 claims
  • 46240 Marion County · 598 claims
  • 46321 Lake County · 591 claims
  • 47130 Clark County · 523 claims
  • 46805 Allen County · 513 claims
  • 47802 Vigo County · 479 claims
  • 46901 Howard County · 425 claims
  • 47201 Bartholomew County · 328 claims

All Indiana ZIP codes →