klepZ HighWater

Flood history / Mississippi / ZIP 39201

ZIP 39201
Hinds County, MS

Paid claims2261979–2020
Total paid$3.8M$17K average
Heaviest year1983141 claims
Outside high-risk zone49%of claims with a rated zone

Property owners in ZIP 39201 have been paid $3.8M on 226 National Flood Insurance Program claims between 1979 and 2020 — an average of $17K a claim, across 20 separate years in which someone here filed and was paid.

The heaviest year

1983 is the heaviest year on file: 141 paid claims, 62.4% of the ZIP's total. More than half of everything ever paid here traces to that single year. The largest named event in the record is Hurricane Katrina, with 7 claims.

2 of those claims — 0.9% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Katrina73.1%
Mid-spring storms10.4%

Where the claims sat on the map

Of the 210 claims here that record a rated flood zone, 103 — 49.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Pearl River at Jackson (0.6 mi), Town Creek (Central MS) above Town Creek/Jackson (1.1 mi) and Lynch Creek at Jackson (1.8 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 39201 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Mississippi ZIP codes on file

  • 39211 Hinds County · 1,896 claims
  • 39212 Hinds County · 562 claims
  • 39206 Hinds County · 402 claims
  • 39209 Hinds County · 378 claims
  • 39213 Hinds County · 355 claims
  • 39204 Hinds County · 163 claims
  • 39216 Hinds County · 153 claims
  • 39520 Hancock County · 6,050 claims

All Mississippi ZIP codes →