klepZ HighWater

Flood history / Florida / ZIP 33321

ZIP 33321
Broward County, FL

Paid claims8711978–2026
Total paid$1.4M$2K average
Heaviest year2005185 claims
Outside high-risk zone7%of claims with a rated zone

Property owners in ZIP 33321 have been paid $1.4M on 871 National Flood Insurance Program claims between 1978 and 2026 — an average of $2K a claim, across 45 separate years in which someone here filed and was paid.

The heaviest year

2005 is the heaviest year on file: 185 paid claims, 21.2% of the ZIP's total. The rest is spread across the other 44 years on file. The largest named event in the record is Hurricane Wilma, with 160 claims.

109 of those claims — 12.5% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Wilma16018.4%
Hurricane Irene10512.1%

Where the claims sat on the map

Of the 869 claims here that record a rated flood zone, 58 — 6.7% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are New River at Riverwalk Fort Lauderdale (in MHHW) (9.9 mi), South Fork New River near Secret Woods Nature Center (in MHHW) (10.2 mi) and Middle River George English Park at Sunrise Blvd (in MHHW) (10.8 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 33321 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Florida ZIP codes on file

  • 33009 Broward County · 2,035 claims
  • 33312 Broward County · 1,798 claims
  • 33024 Broward County · 1,460 claims
  • 33311 Broward County · 1,431 claims
  • 33315 Broward County · 1,402 claims
  • 33019 Broward County · 1,388 claims
  • 33319 Broward County · 1,357 claims
  • 33023 Broward County · 1,344 claims

All Florida ZIP codes →