klepZ HighWater

Flood history / Florida / ZIP 33312

ZIP 33312
Broward County, FL

Paid claims1,7981979–2026
Total paid$78.6M$44K average
Heaviest year2023918 claims
Outside high-risk zone11%of claims with a rated zone

Property owners in ZIP 33312 have been paid $78.6M on 1,798 National Flood Insurance Program claims between 1979 and 2026 — an average of $44K a claim, across 42 separate years in which someone here filed and was paid.

The heaviest year

2023 is the heaviest year on file: 918 paid claims, 51.1% of the ZIP's total. More than half of everything ever paid here traces to that single year. The largest named event in the record is April Florida Flooding, with 879 claims.

1,232 of those claims — 68.5% — were filed since 2017. This is not a historical record — most of it is recent.

Named eventPaid claimsShare of record
April Florida Flooding87948.9%
Hurricane Eta19610.9%
Hurricane Irene1387.7%

Where the claims sat on the map

Of the 1,796 claims here that record a rated flood zone, 197 — 11.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are South Fork New River near Secret Woods Nature Center (in MHHW) (0.0 mi), New River at Riverwalk Fort Lauderdale (in MHHW) (3.0 mi) and Port Laudania Canal at Port Laudania (in MHHW) (3.9 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 33312 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Florida ZIP codes on file

  • 33009 Broward County · 2,035 claims
  • 33024 Broward County · 1,460 claims
  • 33311 Broward County · 1,431 claims
  • 33315 Broward County · 1,402 claims
  • 33019 Broward County · 1,388 claims
  • 33319 Broward County · 1,357 claims
  • 33023 Broward County · 1,344 claims
  • 33068 Broward County · 1,257 claims

All Florida ZIP codes →