klepZ HighWater

Flood history / North Carolina / ZIP 27893

ZIP 27893
Wilson County, NC

Paid claims2931978–2024
Total paid$9.2M$31K average
Heaviest year1999134 claims
Outside high-risk zone29%of claims with a rated zone

Property owners in ZIP 27893 have been paid $9.2M on 293 National Flood Insurance Program claims between 1978 and 2024 — an average of $31K a claim, across 26 separate years in which someone here filed and was paid.

The heaviest year

1999 is the heaviest year on file: 134 paid claims, 45.7% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Floyd, with 127 claims.

32 of those claims — 10.9% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Floyd12743.3%
Hurricane Matthew5017.1%
Hurricane Eta113.8%

Where the claims sat on the map

Of the 283 claims here that record a rated flood zone, 82 — 29.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Contentnea Creek near Black Creek (1.8 mi), Hominy Swamp at Wilson (2.0 mi) and Contentnea Creek at US 301 (3.5 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 27893 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other North Carolina ZIP codes on file

  • 27896 Wilson County · 133 claims
  • 28445 Pender County · 5,547 claims
  • 27889 Beaufort County · 3,789 claims
  • 27810 Beaufort County · 3,731 claims
  • 28480 New Hanover County · 3,560 claims
  • 27949 Dare County · 3,507 claims
  • 28560 Craven County · 3,202 claims
  • 27959 Dare County · 3,109 claims

All North Carolina ZIP codes →