klepZ HighWater

Flood history / West Virginia / ZIP 26059

ZIP 26059
Ohio County, WV

Paid claims1201978–2025
Total paid$2.2M$19K average
Heaviest year200445 claims
Outside high-risk zone29%of claims with a rated zone

Property owners in ZIP 26059 have been paid $2.2M on 120 National Flood Insurance Program claims between 1978 and 2025 — an average of $19K a claim, across 11 separate years in which someone here filed and was paid.

The heaviest year

2004 is the heaviest year on file: 45 paid claims, 37.5% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Tropical Storm Ivan, with 44 claims.

40 of those claims — 33.3% — were filed since 2017. The pattern here is still active.

Where the claims sat on the map

Of the 104 claims here that record a rated flood zone, 30 — 28.8% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Wheeling Creek WV at Elm Grove (3.1 mi), Ohio River at Wheeling (6.5 mi) and Ohio River at Pike Island Lock and Dam (8.2 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 26059 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other West Virginia ZIP codes on file

  • 26003 Ohio County · 3,000 claims
  • 25601 Logan County · 769 claims
  • 25661 Mingo County · 722 claims
  • 24954 Pocahontas County · 598 claims
  • 25637 Logan County · 487 claims
  • 26301 Harrison County · 448 claims
  • 26241 Randolph County · 436 claims
  • 26070 Brooke County · 414 claims

All West Virginia ZIP codes →