klepZ HighWater

Flood history / West Virginia / ZIP 25701

ZIP 25701
Cabell County, WV

Paid claims3161979–2025
Total paid$5.7M$18K average
Heaviest year202255 claims
Outside high-risk zone34%of claims with a rated zone

Property owners in ZIP 25701 have been paid $5.7M on 316 National Flood Insurance Program claims between 1979 and 2025 — an average of $18K a claim, across 28 separate years in which someone here filed and was paid.

The heaviest year

2022 is the heaviest year on file: 55 paid claims, 17.4% of the ZIP's total. The rest is spread across the other 27 years on file. The largest named event in the record is Tropical Storm Ivan, with 28 claims.

105 of those claims — 33.2% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Tropical Storm Ivan288.9%
Storm20.6%

Where the claims sat on the map

Of the 304 claims here that record a rated flood zone, 102 — 33.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Twelvepole Creek at Lavalette (3.7 mi), Ohio River near Huntington (6.1 mi) and Twelvepole Creek near Wayne (8.2 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 25701 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other West Virginia ZIP codes on file

  • 25541 Cabell County · 269 claims
  • 26003 Ohio County · 3,000 claims
  • 25601 Logan County · 769 claims
  • 25661 Mingo County · 722 claims
  • 24954 Pocahontas County · 598 claims
  • 25637 Logan County · 487 claims
  • 26301 Harrison County · 448 claims
  • 26241 Randolph County · 436 claims

All West Virginia ZIP codes →