klepZ HighWater

Flood history / Virginia / ZIP 23462

ZIP 23462
Virginia Beach city, VA

Paid claims1481978–2026
Total paid$1.6M$11K average
Heaviest year201132 claims
Outside high-risk zone31%of claims with a rated zone

Property owners in ZIP 23462 have been paid $1.6M on 148 National Flood Insurance Program claims between 1978 and 2026 — an average of $11K a claim, across 26 separate years in which someone here filed and was paid.

The heaviest year

2011 is the heaviest year on file: 32 paid claims, 21.6% of the ZIP's total. The rest is spread across the other 25 years on file. The largest named event in the record is Hurricane Irene, with 29 claims.

8 of those claims — 5.4% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Irene2919.6%
November 2009 Nor'easter2416.2%
Hurricane Matthew2013.5%

Where the claims sat on the map

Of the 148 claims here that record a rated flood zone, 46 — 31.1% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Elizabeth River at Route 165 in Virginia Beach (1.2 mi), Thalia Creek at Route 58 in Thalia (1.3 mi) and Elizabeth River at Hunts Pointe Park (IN MLLW) (3.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 23462 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Virginia ZIP codes on file

  • 23451 Virginia Beach city · 2,041 claims
  • 23452 Virginia Beach city · 1,691 claims
  • 23456 Virginia Beach city · 1,041 claims
  • 23455 Virginia Beach city · 510 claims
  • 23464 Virginia Beach city · 304 claims
  • 23454 Virginia Beach city · 230 claims
  • 23453 Virginia Beach city · 203 claims
  • 23662 Poquoson city · 4,274 claims

All Virginia ZIP codes →