klepZ HighWater

Flood history / New York / ZIP 11234

ZIP 11234
Kings County, NY

Paid claims4861978–2026
Total paid$10.7M$22K average
Heaviest year2012205 claims
Outside high-risk zone78%of claims with a rated zone

Property owners in ZIP 11234 have been paid $10.7M on 486 National Flood Insurance Program claims between 1978 and 2026 — an average of $22K a claim, across 35 separate years in which someone here filed and was paid.

The heaviest year

2012 is the heaviest year on file: 205 paid claims, 42.2% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Sandy, with 202 claims.

59 of those claims — 12.1% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Hurricane Sandy20241.6%
Not a named storm275.6%

Where the claims sat on the map

Of the 354 claims here that record a rated flood zone, 275 — 77.7% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Jamaica Bay at Rockaway Inlet (IN MLLW) (2.7 mi), Jamaica Bay at Inwood (IN MLLW) (8.0 mi) and New York Harbor at The Battery (IN MLLW) (8.4 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 11234 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other New York ZIP codes on file

  • 11235 Kings County · 1,666 claims
  • 11224 Kings County · 1,603 claims
  • 11229 Kings County · 711 claims
  • 11231 Kings County · 295 claims
  • 11236 Kings County · 266 claims
  • 11214 Kings County · 139 claims
  • 11222 Kings County · 104 claims
  • 11561 Nassau County · 9,653 claims

All New York ZIP codes →