klepZ HighWater

Flood history / New Jersey / ZIP 07006

ZIP 07006
Essex County, NJ

Paid claims1231978–2025
Total paid$3.8M$31K average
Heaviest year202121 claims
Outside high-risk zone50%of claims with a rated zone

Property owners in ZIP 07006 have been paid $3.8M on 123 National Flood Insurance Program claims between 1978 and 2025 — an average of $31K a claim, across 26 separate years in which someone here filed and was paid.

The heaviest year

2021 is the heaviest year on file: 21 paid claims, 17.1% of the ZIP's total. The rest is spread across the other 25 years on file. The largest named event in the record is Hurricane Ida, with 19 claims.

34 of those claims — 27.6% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Hurricane Ida1915.4%
Hurricane Floyd118.9%

Where the claims sat on the map

Of the 113 claims here that record a rated flood zone, 57 — 50.4% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Passaic River at Pine Brook (2.2 mi), Peckman River at Verona (2.5 mi) and Passaic River at Singac (3.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 07006 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other New Jersey ZIP codes on file

  • 07004 Essex County · 2,089 claims
  • 07003 Essex County · 626 claims
  • 07041 Essex County · 327 claims
  • 07110 Essex County · 314 claims
  • 07039 Essex County · 290 claims
  • 07052 Essex County · 266 claims
  • 07109 Essex County · 236 claims
  • 07050 Essex County · 225 claims

All New Jersey ZIP codes →