klepZ HighWater

Flood history / Rhode Island / ZIP 02910

ZIP 02910
Providence County, RI

Paid claims2121978–2024
Total paid$10.6M$50K average
Heaviest year2010116 claims
Outside high-risk zone18%of claims with a rated zone

Property owners in ZIP 02910 have been paid $10.6M on 212 National Flood Insurance Program claims between 1978 and 2024 — an average of $50K a claim, across 17 separate years in which someone here filed and was paid.

The heaviest year

2010 is the heaviest year on file: 116 paid claims, 54.7% of the ZIP's total. More than half of everything ever paid here traces to that single year. The largest named event in the record is March 2010 Nor'easter, with 116 claims.

8 of those claims — 3.8% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
March 2010 Nor'easter11654.7%
Not a named storm136.1%
December Nor'easter20.9%

Where the claims sat on the map

Of the 212 claims here that record a rated flood zone, 39 — 18.4% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Pawtuxet River at Cranston (1.7 mi), Narragansett Bay at Providence Fox Point (IN MLLW) (2.8 mi) and Ten Mile River at East Providence (5.8 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 02910 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Rhode Island ZIP codes on file

  • 02920 Providence County · 236 claims
  • 02904 Providence County · 201 claims
  • 02909 Providence County · 148 claims
  • 02919 Providence County · 118 claims
  • 02891 Washington County · 866 claims
  • 02889 Kent County · 535 claims
  • 02879 Washington County · 488 claims
  • 02806 Bristol County · 470 claims

All Rhode Island ZIP codes →