klepZ HighWater

Flood history / Rhode Island / ZIP 02888

ZIP 02888
Kent County, RI

Paid claims1291978–2024
Total paid$5.5M$43K average
Heaviest year201051 claims
Outside high-risk zone46%of claims with a rated zone

Property owners in ZIP 02888 have been paid $5.5M on 129 National Flood Insurance Program claims between 1978 and 2024 — an average of $43K a claim, across 25 separate years in which someone here filed and was paid.

The heaviest year

2010 is the heaviest year on file: 51 paid claims, 39.5% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is March 2010 Nor'easter, with 50 claims.

12 of those claims — 9.3% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
March 2010 Nor'easter5038.8%
Not a named storm2015.5%
December Nor'easter64.7%

Where the claims sat on the map

Of the 123 claims here that record a rated flood zone, 57 — 46.3% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Pawtuxet River at Cranston (1.9 mi), Narragansett Bay at Conimicut Light (IN MLLW) (4.0 mi) and Narragansett Bay at Providence Fox Point (IN MLLW) (4.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 02888 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Rhode Island ZIP codes on file

  • 02889 Kent County · 535 claims
  • 02818 Kent County · 206 claims
  • 02893 Kent County · 193 claims
  • 02886 Kent County · 132 claims
  • 02891 Washington County · 866 claims
  • 02879 Washington County · 488 claims
  • 02806 Bristol County · 470 claims
  • 02882 Washington County · 387 claims

All Rhode Island ZIP codes →