klepZ HighWater

Flood history / Texas / ZIP 78593

ZIP 78593
Cameron County, TX

Paid claims1611980–2025
Total paid$6.7M$42K average
Heaviest year202545 claims
Outside high-risk zone49%of claims with a rated zone

Property owners in ZIP 78593 have been paid $6.7M on 161 National Flood Insurance Program claims between 1980 and 2025 — an average of $42K a claim, across 13 separate years in which someone here filed and was paid.

The heaviest year

2025 is the heaviest year on file: 45 paid claims, 28.0% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Dolly, with 20 claims.

129 of those claims — 80.1% — were filed since 2017. This is not a historical record — most of it is recent.

Named eventPaid claimsShare of record
Hurricane Dolly2012.4%
Hurricane Hanna2012.4%

Where the claims sat on the map

Of the 160 claims here that record a rated flood zone, 79 — 49.4% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are North Floodway West of Mercedes (11.5 mi), Rio Grande near San Benito (17.9 mi) and Rio Grande at Anzalduas Reservior (33.3 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 78593 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 78550 Cameron County · 1,807 claims
  • 78597 Cameron County · 1,135 claims
  • 78552 Cameron County · 1,121 claims
  • 78578 Cameron County · 589 claims
  • 78521 Cameron County · 526 claims
  • 78586 Cameron County · 520 claims
  • 78520 Cameron County · 342 claims
  • 78559 Cameron County · 336 claims

All Texas ZIP codes →