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Flood history / Texas / ZIP 78332

ZIP 78332
Jim Wells County, TX

Paid claims1501980–2021
Total paid$1.2M$8K average
Heaviest year201529 claims
Outside high-risk zone43%of claims with a rated zone

Property owners in ZIP 78332 have been paid $1.2M on 150 National Flood Insurance Program claims between 1980 and 2021 — an average of $8K a claim, across 28 separate years in which someone here filed and was paid.

The heaviest year

2015 is the heaviest year on file: 29 paid claims, 19.3% of the ZIP's total. The rest is spread across the other 27 years on file. The largest named event in the record is Tropical Storm Bill, with 21 claims.

10 of those claims — 6.7% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Tropical Storm Bill2114.0%
Hurricane Allen96.0%

Where the claims sat on the map

Of the 129 claims here that record a rated flood zone, 55 — 42.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are San Diego Creek at Alice (4.6 mi), San Fernando Creek near Alice (7.0 mi) and Nueces River near Bluntzer (26.4 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 78332 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77539 Galveston County · 8,375 claims
  • 77550 Galveston County · 8,118 claims
  • 77554 Galveston County · 6,963 claims
  • 77089 Harris County · 6,744 claims
  • 77551 Galveston County · 6,508 claims
  • 77096 Harris County · 6,481 claims
  • 77546 Galveston County · 6,059 claims
  • 77571 Harris County · 4,801 claims

All Texas ZIP codes →