klepZ HighWater

Flood history / Texas / ZIP 77979

ZIP 77979
Calhoun County, TX

Paid claims4761979–2025
Total paid$5.8M$12K average
Heaviest year2017135 claims
Outside high-risk zone64%of claims with a rated zone

Property owners in ZIP 77979 have been paid $5.8M on 476 National Flood Insurance Program claims between 1979 and 2025 — an average of $12K a claim, across 38 separate years in which someone here filed and was paid.

The heaviest year

2017 is the heaviest year on file: 135 paid claims, 28.4% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Hurricane Harvey, with 133 claims.

184 of those claims — 38.7% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Hurricane Harvey13327.9%
Hurricane Claudette5411.3%

Where the claims sat on the map

Of the 476 claims here that record a rated flood zone, 305 — 64.1% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Tide Gauge at Port Lavaca (2.2 mi), Tide Gauge at Seadrift (15.1 mi) and Tide Gauge at Port O'Connor (18.0 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 77979 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77982 Calhoun County · 194 claims
  • 77983 Calhoun County · 108 claims
  • 77539 Galveston County · 8,375 claims
  • 77550 Galveston County · 8,118 claims
  • 77554 Galveston County · 6,963 claims
  • 77089 Harris County · 6,744 claims
  • 77551 Galveston County · 6,508 claims
  • 77096 Harris County · 6,481 claims

All Texas ZIP codes →