klepZ HighWater

Flood history / Texas / ZIP 77901

ZIP 77901
Victoria County, TX

Paid claims4291978–2025
Total paid$5.9M$14K average
Heaviest year199867 claims
Outside high-risk zone46%of claims with a rated zone

Property owners in ZIP 77901 have been paid $5.9M on 429 National Flood Insurance Program claims between 1978 and 2025 — an average of $14K a claim, across 34 separate years in which someone here filed and was paid.

The heaviest year

1998 is the heaviest year on file: 67 paid claims, 15.6% of the ZIP's total. The rest is spread across the other 33 years on file. The largest named event in the record is Hurricane Harvey, with 51 claims.

66 of those claims — 15.4% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Hurricane Harvey5111.9%
Torrential rain81.9%

Where the claims sat on the map

Of the 418 claims here that record a rated flood zone, 194 — 46.4% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Guadalupe River at Victoria (1.9 mi), Guadalupe River near Bloomington (10.0 mi) and Coleto Creek at Highway 59 (10.6 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 77901 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77904 Victoria County · 151 claims
  • 77539 Galveston County · 8,375 claims
  • 77550 Galveston County · 8,118 claims
  • 77554 Galveston County · 6,963 claims
  • 77089 Harris County · 6,744 claims
  • 77551 Galveston County · 6,508 claims
  • 77096 Harris County · 6,481 claims
  • 77546 Galveston County · 6,059 claims

All Texas ZIP codes →