klepZ HighWater

Flood history / Texas / ZIP 77802

ZIP 77802
Brazos County, TX

Paid claims2001979–2025
Total paid$3.5M$18K average
Heaviest year201641 claims
Outside high-risk zone52%of claims with a rated zone

Property owners in ZIP 77802 have been paid $3.5M on 200 National Flood Insurance Program claims between 1979 and 2025 — an average of $18K a claim, across 32 separate years in which someone here filed and was paid.

The heaviest year

2016 is the heaviest year on file: 41 paid claims, 20.5% of the ZIP's total. The rest is spread across the other 31 years on file. The largest named event in the record is Early summer severe storms, with 41 claims.

31 of those claims — 15.5% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Early summer severe storms4120.5%
Hurricane Harvey42.0%

Where the claims sat on the map

Of the 195 claims here that record a rated flood zone, 102 — 52.3% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Carters Creek at FM 60 near College Station (1.6 mi), Mathis Creek at US 190 near Kurten (6.8 mi) and Brazos River near Bryan (13.4 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 77802 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77840 Brazos County · 159 claims
  • 77539 Galveston County · 8,375 claims
  • 77550 Galveston County · 8,118 claims
  • 77554 Galveston County · 6,963 claims
  • 77089 Harris County · 6,744 claims
  • 77551 Galveston County · 6,508 claims
  • 77096 Harris County · 6,481 claims
  • 77546 Galveston County · 6,059 claims

All Texas ZIP codes →