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Flood history / Texas / ZIP 77701

ZIP 77701
Jefferson County, TX

Paid claims8621978–2024
Total paid$21.7M$25K average
Heaviest year1980181 claims
Outside high-risk zone98%of claims with a rated zone

Property owners in ZIP 77701 have been paid $21.7M on 862 National Flood Insurance Program claims between 1978 and 2024 — an average of $25K a claim, across 40 separate years in which someone here filed and was paid.

The heaviest year

1980 is the heaviest year on file: 181 paid claims, 21.0% of the ZIP's total. The rest is spread across the other 39 years on file. The largest named event in the record is Tropical Storm Imelda, with 155 claims.

248 of those claims — 28.8% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Tropical Storm Imelda15518.0%
Hurricane Danielle859.9%

Where the claims sat on the map

Of the 861 claims here that record a rated flood zone, 846 — 98.3% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Most of the paid flooding in this ZIP happened to properties the maps did not treat as high risk. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Neches River at Downtown Beaumont (1.1 mi), Hillebrandt Bayou at Highway 124 (3.7 mi) and Neches River at Saltwater Barrier (5.8 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 77701 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 77642 Jefferson County · 4,365 claims
  • 77705 Jefferson County · 3,200 claims
  • 77640 Jefferson County · 2,492 claims
  • 77627 Jefferson County · 2,067 claims
  • 77706 Jefferson County · 1,959 claims
  • 77619 Jefferson County · 1,721 claims
  • 77707 Jefferson County · 1,488 claims
  • 77713 Jefferson County · 1,382 claims

All Texas ZIP codes →