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Flood history / Texas / ZIP 76301

ZIP 76301
Wichita County, TX

Paid claims1221980–2015
Total paid$1.3M$11K average
Heaviest year198523 claims
Outside high-risk zone22%of claims with a rated zone

Property owners in ZIP 76301 have been paid $1.3M on 122 National Flood Insurance Program claims between 1980 and 2015 — an average of $11K a claim, across 12 separate years in which someone here filed and was paid.

The heaviest year

1985 is the heaviest year on file: 23 paid claims, 18.9% of the ZIP's total. The rest is spread across the other 11 years on file. The largest named event in the record is Thunderstorms, with 19 claims.

No paid claims are recorded here since 2017. That can mean the flooding stopped, that properties were bought out or elevated, or simply that fewer owners here carry flood insurance now.

Named eventPaid claimsShare of record
Thunderstorms1915.6%
Early summer storms10.8%

Where the claims sat on the map

Of the 122 claims here that record a rated flood zone, 27 — 22.1% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Wichita River at Wichita Falls (3.1 mi), Red River near Burkburnett (14.5 mi) and Deep Red Creek near Randlett (21.9 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 76301 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 76308 Wichita County · 542 claims
  • 76302 Wichita County · 301 claims
  • 76309 Wichita County · 129 claims
  • 77539 Galveston County · 8,375 claims
  • 77550 Galveston County · 8,118 claims
  • 77554 Galveston County · 6,963 claims
  • 77089 Harris County · 6,744 claims
  • 77551 Galveston County · 6,508 claims

All Texas ZIP codes →