klepZ HighWater

Flood history / Texas / ZIP 75234

ZIP 75234
Dallas County, TX

Paid claims1341979–2026
Total paid$2.3M$17K average
Heaviest year201514 claims
Outside high-risk zone36%of claims with a rated zone

Property owners in ZIP 75234 have been paid $2.3M on 134 National Flood Insurance Program claims between 1979 and 2026 — an average of $17K a claim, across 32 separate years in which someone here filed and was paid.

The heaviest year

2015 is the heaviest year on file: 14 paid claims, 10.4% of the ZIP's total. The rest is spread across the other 31 years on file. The largest named event in the record is Early summer storms, with 12 claims.

16 of those claims — 11.9% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Early summer storms129.0%
Hurricane Allen43.0%

Where the claims sat on the map

Of the 130 claims here that record a rated flood zone, 47 — 36.2% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Elm Fork Trinity River near Carrollton (4.3 mi), White Rock Creek at Dallas (8.0 mi) and Trinity River at Dallas (11.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 75234 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Texas ZIP codes on file

  • 75050 Dallas County · 285 claims
  • 75041 Dallas County · 283 claims
  • 75146 Dallas County · 153 claims
  • 75115 Dallas County · 151 claims
  • 75180 Dallas County · 133 claims
  • 75218 Dallas County · 125 claims
  • 75215 Dallas County · 113 claims
  • 77539 Galveston County · 8,375 claims

All Texas ZIP codes →