klepZ HighWater

Flood history / Missouri / ZIP 64052

ZIP 64052
Jackson County, MO

Paid claims1841978–2026
Total paid$1.5M$8K average
Heaviest year198279 claims
Outside high-risk zone31%of claims with a rated zone

Property owners in ZIP 64052 have been paid $1.5M on 184 National Flood Insurance Program claims between 1978 and 2026 — an average of $8K a claim, across 22 separate years in which someone here filed and was paid.

The heaviest year

1982 is the heaviest year on file: 79 paid claims, 42.9% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Not a named storm, with 75 claims.

18 of those claims — 9.8% — were filed since 2017. The bulk of this ZIP's record is older than that.

Where the claims sat on the map

Of the 180 claims here that record a rated flood zone, 55 — 30.6% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Blue River at 17th Street (2.5 mi), Blue River at 12th Street (2.7 mi) and Blue River at Stadium Drive (3.4 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 64052 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Missouri ZIP codes on file

  • 64130 Jackson County · 261 claims
  • 64129 Jackson County · 188 claims
  • 64108 Jackson County · 140 claims
  • 64114 Jackson County · 138 claims
  • 64133 Jackson County · 110 claims
  • 64112 Jackson County · 104 claims
  • 63301 St. Charles County · 5,266 claims
  • 63088 St. Louis County · 2,250 claims

All Missouri ZIP codes →