klepZ HighWater

Flood history / Iowa / ZIP 52761

ZIP 52761
Muscatine County, IA

Paid claims2501979–2020
Total paid$3.5M$14K average
Heaviest year200851 claims
Outside high-risk zone20%of claims with a rated zone

Property owners in ZIP 52761 have been paid $3.5M on 250 National Flood Insurance Program claims between 1979 and 2020 — an average of $14K a claim, across 24 separate years in which someone here filed and was paid.

The heaviest year

2008 is the heaviest year on file: 51 paid claims, 20.4% of the ZIP's total. The rest is spread across the other 23 years on file. The largest named event in the record is Midwest Flooding, with 42 claims.

20 of those claims — 8.0% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Midwest Flooding4216.8%
Severe flooding249.6%
Storm93.6%

Where the claims sat on the map

Of the 242 claims here that record a rated flood zone, 49 — 20.2% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Mississippi River at Illinois City (2.8 mi), Mississippi River at Muscatine (3.4 mi) and Mississippi River above Fairport (8.8 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 52761 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Iowa ZIP codes on file

  • 50613 Black Hawk County · 781 claims
  • 51501 Pottawattamie County · 581 claims
  • 52802 Scott County · 580 claims
  • 50677 Bremer County · 548 claims
  • 52405 Linn County · 529 claims
  • 50265 Polk County · 413 claims
  • 52767 Scott County · 413 claims
  • 52722 Scott County · 393 claims

All Iowa ZIP codes →