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Flood history / Iowa / ZIP 52241

ZIP 52241
Johnson County, IA

Paid claims1121978–2025
Total paid$12.7M$113K average
Heaviest year200848 claims
Outside high-risk zone33%of claims with a rated zone

Property owners in ZIP 52241 have been paid $12.7M on 112 National Flood Insurance Program claims between 1978 and 2025 — an average of $113K a claim, across 13 separate years in which someone here filed and was paid.

The heaviest year

2008 is the heaviest year on file: 48 paid claims, 42.9% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Midwest Flooding, with 42 claims.

1 of those claims — 0.9% — were filed since 2017. The bulk of this ZIP's record is older than that.

Named eventPaid claimsShare of record
Midwest Flooding4237.5%
Storm76.3%

Where the claims sat on the map

Of the 111 claims here that record a rated flood zone, 37 — 33.3% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Being outside the high-risk zone has not meant much here. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Clear Creek (IA) near Coralville (1.4 mi), Iowa River at Iowa City (4.0 mi) and Iowa River above Coralville Dam (4.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 52241 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Iowa ZIP codes on file

  • 52246 Johnson County · 130 claims
  • 52240 Johnson County · 114 claims
  • 50613 Black Hawk County · 781 claims
  • 51501 Pottawattamie County · 581 claims
  • 52802 Scott County · 580 claims
  • 50677 Bremer County · 548 claims
  • 52405 Linn County · 529 claims
  • 50265 Polk County · 413 claims

All Iowa ZIP codes →