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Flood history / Ohio / ZIP 44203

ZIP 44203
Summit County, OH

Paid claims2261978–2025
Total paid$5.5M$25K average
Heaviest year201368 claims
Outside high-risk zone14%of claims with a rated zone

Property owners in ZIP 44203 have been paid $5.5M on 226 National Flood Insurance Program claims between 1978 and 2025 — an average of $25K a claim, across 18 separate years in which someone here filed and was paid.

The heaviest year

2013 is the heaviest year on file: 68 paid claims, 30.1% of the ZIP's total. That one year accounts for more than a quarter of the ZIP's entire record. The largest named event in the record is Tropical Storm Erin, with 18 claims.

51 of those claims — 22.6% — were filed since 2017. The pattern here is still active.

Named eventPaid claimsShare of record
Tropical Storm Erin188.0%
Late winter storms52.2%

Where the claims sat on the map

Of the 202 claims here that record a rated flood zone, 28 — 13.9% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.

The water near this ZIP

The closest gauges publishing official flood thresholds are Wolf Creek (Summit) at Outlet O&E Canal (1.7 mi), Tuscarawas River at Barberton (3.7 mi) and Tuscarawas River at Clinton (6.4 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.

Read current gauge conditions for 44203 →

What this does not say

These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.

The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.

Other Ohio ZIP codes on file

  • 44314 Summit County · 108 claims
  • 45840 Hancock County · 2,027 claims
  • 45750 Washington County · 940 claims
  • 43452 Ottawa County · 699 claims
  • 43449 Ottawa County · 463 claims
  • 44870 Erie County · 462 claims
  • 45875 Putnam County · 440 claims
  • 44089 Erie County · 424 claims

All Ohio ZIP codes →