Flood history / Florida / ZIP 34222
ZIP 34222
Manatee County, FL
Property owners in ZIP 34222 have been paid $13.4M on 267 National Flood Insurance Program claims between 1985 and 2024 — an average of $50K a claim, across 22 separate years in which someone here filed and was paid.
The heaviest year
2024 is the heaviest year on file: 148 paid claims, 55.4% of the ZIP's total. More than half of everything ever paid here traces to that single year. The largest named event in the record is Hurricane Helene, with 136 claims.
165 of those claims — 61.8% — were filed since 2017. This is not a historical record — most of it is recent.
| Named event | Paid claims | Share of record |
|---|---|---|
| Hurricane Helene | 136 | 50.9% |
| Hurricane Jeanne | 41 | 15.4% |
| Blizzard of 1993 | 15 | 5.6% |
Where the claims sat on the map
Of the 267 claims here that record a rated flood zone, 16 — 6.0% — were on properties rated outside the mapped high-risk area, in a B, C or X zone. Claims here concentrate inside the mapped high-risk area, which is what the maps intend. Flood insurance is not required outside the high-risk zone, and most properties there do not carry it — so these counts come from the minority who did.
The water near this ZIP
The closest gauges publishing official flood thresholds are Tide Gauge at Seabreeze Point (In MHHW) (4.4 mi), Tide Gauge on the Manatee River (In MHHW) (4.7 mi) and Tide Gauge at Beville Point (In MHHW) (5.1 mi). A gauge describes one point on one river — it will not see street drainage, sewer backup, storm surge or flash flooding.
Read current gauge conditions for 34222 →
What this does not say
These are paid National Flood Insurance Program claims, nothing more. They count insured properties whose owners filed and were paid, so they are a floor on how often this ZIP has flooded — never a measure of how likely it is to flood next. Uninsured flooding leaves no trace here at all.
The figures are aggregates published by FEMA. No individual claim, address or policyholder appears on this page or in the data behind it. Nothing here is a forecast, a warning, or advice about insurance.